Purchase Terms and Conditions (for Plans)

Last updated June 9, 2024

The following Purchase Terms and Conditions (“Purchase Terms”) shall apply to the provision by Yomii (PT Yomii App Indonesia, a legal entity incorporated in Indonesia) of the Report on property (high level AI-analytic information regarding the User's real estate) to the User of the Yomii website and/or Yomi application (hereinafter referred to as “App” or “Site”) in accordance with the Purchase Terms. By purchasing the Report as described in the Purchase Terms, the User agrees to be bound by these Purchase Terms. Except as set out below, none of the other terms relating to this transaction, including, without limitation, any terms and conditions on any invoice, quotation, proposal, or other document from Yomii, shall apply.

1. Terms and Definitions

1.1. Acceptance of the Purchase Terms – contractual and legal relationship that arises between the Parties after the User makes a payment. The payment means full and unconditional acceptance of the Purchase Terms by User.

1.2. Report – a file prepared by AI-program with high level information that may include custom investment strategies (strategy ideas) as an option to optimize User’s investments based on information about User’s real estate and User’s financial goals.

1.3. Yomii – limited liability company established under the laws of the Republic of Indonesia.

1.4. In the event of any discrepancy between the terms of this Purchase Terms and any other Yomii’s terms, these Purchase Terms shall prevail in order to resolve the discrepancy.

2. Parties Obligations

2.1. Yomii’s obligations:

2.1.1. Yomii undertakes to send to the User the Report prepared by AI-program and based on the analysis of information provided by the User. The Report is provided to the User within terms indicated at the Yomii’s App or Site by sending an email indicated by the User in pdf format.

2.2. User’s obligations:

2.2.1. By purchasing the Report, the User warrant that:

  • is legally capable of entering into binding contracts;
  • is not resident in a country where making a payment to Yomii, in line with these Purchase Terms would breach any laws in that country,
  • the information provided by the User is correct and reliable, the User does not violate the rights and interests of other persons.

2.2.2. The User shall not use Report for purposes other than for personal use.

2.2.3. The User is not entitled to provide the Report (or any part of the Report to any third party).

2.2.4. The User shall not claim any association with the Yomii or use the Yomii's name, mark or logo or otherwise refer to the Yomii or its services or publish any information in connection with any material which has been published or is scheduled for publication.

3. Terms of Payment

3.1. The price for the Report and payment methods are indicated at the Yomii’s Site/ in the Yomii’s App.

3.2. By making the payment, the User fully and unconditionally accepts and agrees to the Purchase Terms.

4. Limitation of Liability

4.1. The Report is provided for informational purposes only and should not be considered as financial advice. Investing involves risk, and the User has to consult with a professional financial advisor before making investment decisions.

4.2. Yomii is not responsible for:

  • any use of the information contained in the Report by the User or any third party;
  • any financial losses (direct or indirect);
  • any indirect or consequential losses, suffered or incurred by the User arising out of or in connection with any matter under this Purchase Terms.

4.3. If the Report does not meet the User's expectations, the User has the right to submit an email with a request for a refund, with motivated and justified reasons explaining why the Report did not meet User’s expectations. Based on consideration of the submitted request, a decision will be made regarding the refund or non-refund within 5 days.

4.4. The User understands that the number of potential strategies (and, in principle, their presence or absence) cannot be determined in advance.

5. Applicable law

5.1. Purchase Terms shall be governed by the prevailing laws and regulations of the Republic of Indonesia. The User hereby agrees to submit and bound themselves to the legal jurisdiction of the Republic of Indonesia.

6. Dispute resolution

6.1. All disputes or claims arising under or in connection with Purchase Terms, or in connection with the negotiation, existence, legal validity, enforceability or termination of Purchase Terms, regardless or whether the same are regarded as contractual claims or not, are exclusively governed by, and determined only in accordance with Indonesia law, and are subject to the exclusive jurisdiction of the courts of Indonesia.

6.2. Claims, official complaints, and any legal actions shall be delivered to Yomii by electronic mail only, specifically to Yomii’s email address stated in Purchase Terms. Yomii may deliver written documents to Users to their email address specified in the App.

6.3. The competent court - the relevant court in Indonesia at the Yomii’s location.

7. Intellectual Property Rights

7.1. All Intellectual Property Rights belonging to Yomii prior to the execution of the Purchase Terms shall remain vested in and belong exclusively to Yomii. Nothing in the Purchase Terms shall be taken to be a transfer or assignment of or an agreement to transfer or assign any of Yomii’s Intellectual Property Rights to the User.

8. Change of conditions

8.1. Yomii may at any time change, modify, renew, add or delete parts of the Purchase Terms. The User is bound by all changes and renewal as mentioned above, and therefore must periodically check this page to verify the Purchase Terms applying to the User.

9. Termination

9.1. Contractual relations that have been established between the Parties in accordance with the Purchase Terms may be terminated on the initiative of either Party, with mandatory written notice of the relevant intent in accordance with applicable law.

10. Miscellaneous

10.1. Force majeure: Yomii will not be liable for any delay in or failure to perform any or all of its obligations under Purchase Terms if such delay or failure occurs due to circumstances beyond its reasonable control including but not limited to strikes, lockouts, disorders, fires, explosions, civil commotions, compliance with laws or government orders or regulations, failure of technical facilities, any technical problems, default of suppliers or subcontractors, accidents, or stoppages affecting our business or operations.

10.2. Nothing in this Purchase Terms is intended to or shall operate to create a partnership or joint venture of any kind between the Parties or to authorize either Party to act as agent for the other and no party shall have authority to act in the name or on behalf of or otherwise to bind the other in any way or to hold itself out in its advertising or otherwise in any manner which would indicate or imply any such relationship with the other unless expressly provided otherwise in this Purchase Terms.

10.3. If any provision of this Purchase Terms shall be found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other provisions of this Purchase Terms which shall remain in full force and effect.

11. Additional comments

11.1. No financial, legal, or tax advice by Yomii: Yomii is intended to provide general information and analysis regarding financial markets, investment opportunities, and related topics. The information provided should not be considered as professional financial, investment, legal, or tax advice. We do not take into account your specific financial situation, goals, or risk tolerance. It is essential to consult with a qualified financial advisor or professional before making any investment decisions.

11.2. Accuracy of information: While we strive to provide accurate and up-to-date information, financial markets are dynamic and subject to rapid changes. The content output by our Application is based on information from third parties, but we cannot guarantee future performance or accuracy. We do not endorse or guarantee the reliability, completeness, or timeliness of any information provided by our service.

11.3. Investment risks: Investing in financial markets involves inherent risks, including but not limited to market volatility, economic factors, geopolitical events, and the potential for financial loss. We, our affiliates, partners, or service providers, are not liable for any investment decisions made based on the information provided. Users are solely responsible for their investment choices and should conduct their own research and analysis.

11.4. Limitations of AI technology: Our AI-based financial research service utilizes advanced algorithms and data analysis techniques to help provide you with relevant information. However, AI technology has its limitations, and the generated content may not capture all relevant factors or unforeseen circumstances that could impact the financial markets. Users should exercise caution and not solely rely on AI-generated content for investment decisions.

11.5. External sources and third-party content: Our service may include links or references to external sources or third-party content. These are provided for convenience and informational purposes only. We do not endorse or assume responsibility for the accuracy, legality, or content of any external sources or third-party content.

11.6. Legal and financial regulations: Different jurisdictions may have specific legal or financial regulations governing investments. Users are responsible for understanding and complying with the applicable laws and regulations in their respective jurisdictions. Our AI-based financial research service does not provide legal or regulatory advice.

11.7. User responsibility: Users of our Application bear all risks associated with their use of the service. We, our affiliates, partners, or service providers, are not responsible for any losses, damages, or liabilities arising from the use of our service or reliance on the information provided. Remember, investing in financial markets carries risks, and past performance is not indicative of future results. Seek professional advice before making any investment decisions. By using our Application, you agree to release us from any liability related to your investment or financial choices.

Yomii’s contact details

Email: info@yomii.app